Alpine Style investigates how blockchain, data and decentralisation are reshaping the trade finance sector. In Part 1, we looked at blockchain consortium initiatives, their evolution and limitations. …

Digitisation is changing the face of financial services. Not only has it allowed the industry to simplify and automate paper-heavy processes, it has also birthed an array of entirely new, digital-first players. …

It started with Amazon for retail and Airbnb for accommodation. Today, virtually every sector is being disrupted by some form of marketplace or platform. In the credit space, peer-to-peer lenders such as Lending Club or Mintos kicked off the trend, matching investors with people and small businesses in need of…

Blockchain, Distributed Ledger Technology (DLT) and Machine Learning (AI) technologies are increasingly being used in this industry to enable greater access to working capital through faster, more agile and bespoke offerings. This panel sessions reviews the latest innovative using of new technologies that are disrupting traditional invoice finance. Connecting business…

Unfortunately, digitalisation isn’t all opportunities and benefits. A number of disruptors are emerging in the market and could have profound consequences. Some even estimate, should insurtech not be properly embraced, zero growth for insurers and perhaps worse for brokers. So, the question is how should the insurance industry react? What…

You may know that I am a huge believer in open innovation. So I obviously needed to apply the principles of open innovation to Alpine Style. I decided to publish our list of ventures. I have absolutely no clue if it is a good idea: I hope that it will…

The purpose of this paper is to provide an overview of the main drivers for blockchain adoption in trade credit insurance and the related opportunities. This analysis is solely Alpine Style’s opinion, and does not aim at reflecting the views of our customers and partners in any way. — Our industry is changing under the combined effect of new technologies and business models. In particular, platform business models, APIs, data, machine learning, venture capital approach and — obviously — blockchain.

Continuing my post series on what mattered last week, here is one about a chat with innovation gurus Mike Sigal and Sheel Mohnot, from 500, and Charles Ruelle and I from EHDA. We met last Friday in our EHDA Paris open space, overlooking Paris. …

Trade Finance, Insurance and B2B sectors are often described as slow industries. What are the keys to gaining speed in these industries? Many processes in Trade Finance and Insurance, and B2B to a certain extent, involve a high number of steps, compliance checks, and internal verifications. Moreover, organizations in these…